Requirements

1. Some type of steady income. Could be from work, self-employment, retirement or pension, SSI, SSDI or other means. Self-employment requires 2-years filed tax returns.
2. Your credit cannot be too bad. As in no  recent repossessions, evictions, foreclosures or bankruptcies. Credit score around 600 generally is the minimum. 

3. Past credit issues?  There is help!  Visit our friends at Credit Repair Resources.  They can help get your credit back on track!  Help support a local company!